.text {  font-family: arial; font-size: 12px}
.header {  font-family: arial; font-size: 14px; color: 00308f; font-weight: bolder}
.smheader {  font-family: arial; font-size: 12px; font-weight: bold; color: #00308f}
.disclaimer {  font-family: arial; font-size: 9px}